RISK VERSUS INFLATION
As the years pass on your risk of loss of capital comes down when invested well, and that only inflation is a certainty that erodes our purchasing power.
Risk vs Return is like Oxygen to Water, we just need to understand the risk and keep at it and with time and patience your money will beat inflation. However you must manage your basic risk first before you get on the game of investments.
A poor investment opens you to Risks of Inflation.